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Student Loan Calculator

Calculate student loan payments, explore repayment plans, and plan your debt payoff strategy. Compare income-driven options and loan forgiveness scenarios.

Loan Details

Enter your student loan information and financial details

$50,000
$5,000$200,000
5.5%
2%12%
10 years
5 years30 years

💡 Student Loan Tips:

  • • Federal loans often have better terms than private
  • • Income-driven plans can lead to forgiveness after 20-25 years
  • • Extra payments go directly to principal

Payment Analysis

Monthly Payment
$0
standard repayment plan
Affordability Score
0/100
Total Interest
$0
Payoff Time
0 years
Debt-to-Income
0%

💰 Income-Driven Alternative

Based on your income, an income-driven plan would be:

$0/month

May qualify for forgiveness after 20-25 years

Loan Forgiveness Programs

🏛️ Public Service (PSLF)

  • • Work for government/nonprofit
  • • 120 qualifying payments
  • • Must be on income-driven plan
  • • 100% forgiveness after 10 years

🎓 Teacher Forgiveness

  • • Teach in low-income schools
  • • 5 consecutive years
  • • Up to $17,500 forgiveness
  • • Math, science, special ed qualify

💊 Healthcare Programs

  • • National Health Service Corps
  • • NURSE Corps
  • • Serve underserved areas
  • • Up to 100% forgiveness

Compare Loan Scenarios

Compare Results

Best: Option 1

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"I just calculated Monthly Payment: $0, Total Interest: $0, Payoff: 0 years using the Student Loan Calculator on QuickCalcsPro! Student Loan Calculator - Repayment Plans & Forgiveness Calculator"

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Calculation History

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Common Loan Scenarios