Retirement Date Calculator

Calculate when you can retire based on age, years of service, and retirement rules. Plan your retirement timeline.

Enter your basic information for retirement calculations

Birth Date

Planned Retirement Age

Add employment details for service-based retirement calculations

Hire Date

Years of Service Required

Retirement Plan Type

Early Retirement: Age 55-62 (may have penalties)

Social Security: Age 62-67 (depending on birth year)

Full Retirement: Age 65-67 (full benefits)

Delayed Retirement: Age 70+ (increased benefits)

• Start saving early for compound growth

• Maximize employer 401(k) matching

• Consider healthcare costs

• Plan for inflation

• Diversify retirement income sources

• Review and adjust plans regularly

Rule of 85: Age + years of service = 85 for full benefits

30 and Out: Retire after 30 years of service

4% Rule: Withdraw 4% of savings annually in retirement

80% Rule: Plan for 80% of pre-retirement income