Cash Flow Calculator

Analyze and project your business cash flow over 6 months. Track inflows, outflows, and identify potential cash shortages.

Starting Cash Balance

Enter your current cash balance

Starting Cash ($)

Cash available at the beginning of the period

Cash Flow Items

Add cash inflows and outflows for each month

Inflow#1

Type

Description

Month 1 ($)

Month 2 ($)

Month 3 ($)

Month 4 ($)

Month 5 ($)

Month 6 ($)

Outflow#2

Type

Description

Month 1 ($)

Month 2 ($)

Month 3 ($)

Month 4 ($)

Month 5 ($)

Month 6 ($)

Cash Flow Management

Timing Matters: Track when cash actually comes in and goes out

Seasonal Patterns: Account for predictable ups and downs

Payment Terms: Negotiate favorable terms with suppliers and customers

Cash Buffer: Maintain reserves for unexpected expenses

Improvement Strategies

Accelerate Receivables: Offer early payment discounts

Delay Payables: Take advantage of payment terms without penalties

Inventory Management: Optimize stock levels to free up cash

Credit Lines: Establish backup financing before you need it